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The AMEX Blue Cash Everyday Card is the perfect choice for families and all those who like to make supermarket visits now and then. However, people who love to travel and should consider another card. Moreover, their cash back doesn't expire. Hence, it can be an excellent choice for all those who use their cards responsibly.
The Blue Cash Everyday card by American Express is the perfect choice for families and all those who are frequent shoppers. It offers numerous cash backs and other reward benefits for its users, depending on where you are making your purchases.
About the Blue Cash Everyday Card:
The Benefits that can be availed in the first six months:
This card also allows users to avail a 20% cashback on Amazon purchases for the first six months, but only up to $150 cashback. Moreover, you can earn $100 cash back on purchases of $2,000 in the first six months in the form of a statement credit.
Other Cashback Benefits:
The blue cash Everyday card gives a 3% cashback reward to its users. This can be availed in U.S. supermarkets on purchases of up to the first $6,000. Apart from offering cashback on groceries, they also provide 2% cash back on U.S. gas stations and U.S. department stores. In addition, select department stores, and another 1% on all other purchases.
About the Annual Fees:
Some credit cards charge no annual fee for the first year, and some charge you from the beginning. However, unlike other credit cards, The Blue Cash Everyday Card charges no annual fee from its user at all.
Variable APR for Purchases:
The Blue Cash Everyday card offers 0% Variable APR (Annual Percentage Rate) for the first 15 months from account opening purchases. However, after that, an Apr of 13.99% – 23.99% is charged on purchases.
A few Cons of the Blue Cash Everyday Card:
- The American Express cards are not acceptable at all merchants, unlike visa or master cards.
- Charges a foreign transaction fee of 2.7% if you charge it abroad. So, if you are a frequent traveler or are planning to travel, you may want to opt for another card.
- The rewards can neither be combined nor transferred. Hence, the rewards you earn can only be used for this card.
- They charge a high APR after the intro period ends.
The Bottom Line:
The AMEX Blue Cash Everyday Card is the perfect choice for families and all those who like to make supermarket visits now and then. However, people who love to travel and should consider another card. Moreover, their cash back doesn’t expire. Hence, it can be an excellent choice for all those who use their cards responsibly. Also, if you want a credit card but don’t have an excellent credit score, this card may be the perfect option to get your hands on, as it allows people with good credit to avail themselves the credit.