A creative and passionate mobile application enthusiast with over 10+ years of experience in providing IT solutions across various industries.
With this American card, customers can earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account
anniversary year and customers can earn 1 point per $1 on all other purchases. Customers can also earn 100,000 bonus points after they spend $15,000 on purchases in the first 3 months from account opening.
Chase Ultimate Rewards points can be redeemed in several different ways, including for statement credits, merchandise, gift cards, and travel. Customers can pay for travel with points through the Chase Ultimate Rewards portal or transfer points 1:1 to popular airline and hotel partner programs, where the points may have even more value.
Customers can get reimbursed for up to $5,000 in prepaid, non-refundable travel expenses if their trip is interrupted or canceled due to injury, illness, bad weather, and more. Besides the usual security features that most credit card issuers offer, the Credit Journey tool with this card also alerts customers of changes to their credit report that could signify fraud.