2X points per $1 spent in your top two spend categories each month – automatically. 1x points monthly per $1 spent on other eligible purchases. Earn 20,000 bonus rewards points when you spend just $500 in the first 90 days of account opening; the equivalent of $200 Cash Back. Flexible Redemption. Redeem points for your choice of cash back, travel, gift cards and merchandise.

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Enjoy chip-enhanced acceptance and security, plus many valuable benefits and services. A convenient online expense management tool to help you organize and track your overall spending. Free employee cards with individual credit limits.  Accumulate employee card rewards points to the business owner’s points total.

You will earn 1 Point for every dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn 1 additional bonus Point (for a total of 2 Points) for every dollar in eligible net purchases in your top two highest merchant spend categories (“Highest Categories”) each billing cycle. 

A one time 20,000 bonus points will be awarded after eligible net purchases totaling $500 or more are made to the Authorized Officer’s Card within 90 days from account opening. After the introductory period, your interest rate is a variable rate and is determined by a combination of the Prime Rate (which may vary) added to a margin (which does not change).

Because the Prime Rate may vary, your variable interest rate will go up or down if the Prime Rate changes. You will earn two (2) Bonus Points for every $1 in eligible Net Purchases (Net Purchases are purchases minus credits and returns) in your top two highest spend categories (Highest Categories) each month.

Travel Blog Writer