Travel Blog Writer
The Surge Mastercard comes with an initial credit limit that ranges from $300 to $1,000. Customers can use Surge card at locations everywhere Mastercard is accepted. Shopping, dining, even travel are all possible with the Surge credit card. The Surge credit card account can help customers rebuild or improve their credit score when they make their payments on-time and keep their balance under the credit limit.
When customers activate a Surge Mastercard, they have to create an account. One of the top features of that account is that they get a free monthly credit score when they enroll in e-statements. Every month they can check their score. If they are building credit for the first time, or repairing credit, they can see the impact of actions like making monthly payments on time have on their credit score each month.
With $0 Fraud Liability you will not be held responsible for unauthorized charges on your Surge credit card. With zero fraud liability you are only responsible for purchases that you make, so you can shop with confidence and know that your card activity is fully protected. Whether you’re shopping in a store, travelling abroad, or making online purchases you can rely on Continental Finance to protect your Surge credit card account.
The Surge credit card can be used as an effective tool to build credit. Continental Finance accepts people who apply for a Surge credit card with less than perfect credit. Continental Finance will report your payments to the three major credit bureaus – TransUnion, Experian, Equifax.
When you activate a Surge Mastercard, you have to create an account. One of the top features of that account is you get a free monthly credit score. Every month you can check your score. If you are building credit for the first time, or repairing credit, you can see the impact actions like making your monthly payments on time have on your credit score each month.
The APR may increase or decrease on the first day of the subsequent monthly Billing Cycle based on changes in the
prime rate (“Index”). The APR is calculated by adding the amount of margin stated below to the Index. The Index
is the prime rate published in the Money Rates section of The Wall Street Journal on the 25th day of each month.
If the Index is not published on that day, the Index on the next business day will be used.
Your Payment Due Date is at least 25 days after the close of each Billing Cycle. We will not charge you any interest on purchases if you pay your entire Account balance by the Payment Due Date each month. We will begin charging interest on cash advances on the transaction date.
Your Account will be assessed an Annual Fee of $125.00 (“Annual Fee”) for the first year and $96.00
each subsequent year. The Annual Fee will be billed to your Account once the account is opened, and on or about
your anniversary date each year. Your payment of the Annual Fee does not affect our right to close your Account or
our ability to limit transactions on your Account.
. Your Account will be reviewed for a Credit Limit Increase in accordance with Applicable
Law after your Account has been open for at least 12 months. In order to receive a Credit Limit Increase, you must
qualify for and elect to receive such increase. Each Credit Limit Increase may vary in size but will be subject to a
maximum Credit Limit of $2,000.00.