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Finding the right credit card provider is quite a hassle! And if you are based in Europe, a hub of business opportunities and tourism then get ready for double the hassle as there are plenty of options available in the market.
It takes up research and investigation to select the right bank for your credit card. With so many options available in the market, you need to understand what works for you. You must also look into the banks and their policies before you choose them or retain any services such as a credit card.
Several banks in Europe provide credit cards to tourists, international students, students and businessmen, and even to common men. Here are top three choices:
Chase Sapphire Preferred Credit Card:
The number one choice of travelers in this part of the world is Chase Sapphire Preferred Credit. It is one of the only cards that charge an annual fee of $95. Card Purchases have to be made continuously during the tenure to secure points and ensure no scams.
This card allows you to earn 80,000 bonus points over the purchases of $4,000 in the first three months of account opening. It is handy for international traveling since it offers excellent deals on dine-in and international flights.
Chase Sapphire Preferred card provides redemption flexibility and high per point potential value. This card can be accessed through Barclays and Groupe BPCE in Europe. In some cases, HSBC also provides this card.
Capital One Quicksilver Cash Rewards Credit Card:
If you often travel to Europe for Business purposes, this credit card might prove to be an investment for you. Here is why: This credit card gives the advantage of securing one time $200 cash bonus after the expenditure of $500 within three months of account opening.
Moreover, you can earn unlimited 1.5% cashback on every purchase every day. The best thing about this card is that it doesn’t require any annual transaction or foreign fee.
It can be accessed through several banks in Europe, such as Lloyds Banking Group, ING group, UBS, UniCredit, and HSBC. HSBC bank has a little complicated card application process, but once it issues you a card, there is a 24/7 customer care service available along with a separate complaint section.
Chase Sapphire Reserve:
Chase Sapphire Reserve card gives a tremendous advantage of earning 50,000 bonus points after you have spent $4,000 in the first three months of opening the account. Upon redemption of your points, you can get 50% more value for travel. This card is very beneficial if your business requires international traveling since it has incredible deals for the trip.
This card can be accessed through two banks commonly, which are NatWest and Credit Suisse. Since this card is a modified version of the Preferred card, it is not commonly used if compared.
Out of so many advantages Europe offers to an individual, it’s relatively easy to reach out to a bank and apply for a credit card. The procedure to apply for one is not very complicated, unlike most countries of the world; hence it doesn’t take a lot of time.