Travel Blog Writer
This Australian credit card is available to existing clients as part of the Macquarie home loan package.
Customers can earn up to $20 in gift cards when they spend $3,100 per month on their Platinum card with Macquarie Rewards. Customers can earn 1.25 Macquarie Reward Points per $1 spent and they can redeem eGift cards from over 50 popular Australian retailers. Customers can keep track of their points and redemptions with online and mobile banking. Customers are not charged international purchase fees when they shop overseas or with international online retailers and they receive the Visa foreign exchange rate, with no additional fees or charges.
With this card, customers can take advantage of up to 55 days interest free on purchases and they can get a 0% p.a. balance transfer for 14 months from credit card approval date. Amazingly, customers can add up to 4 free additional cardholders. Customers receive overseas Travel Insurance for themselves, their spouse and any dependent children and extended Warranty Insurance is available on their purchases. Customers can add their visa credit card to their mobile and benefit from Apple Pay and Google Pay and continue to use mobile payments just in case they lost their card.
Another advantage of this card is that customers can make the most of their offset home loan is to use this credit card for their day-to-day purchases. When customers keep savings in their offset account and pay off their credit card balance in full before the interest free period ends, they could minimise both the amount of interest they pay on their home loan and the interest they pay on purchases. If the card is stolen, the bank instantly issues the new card into the customer’s mobile banking app. They can then add this card instantly and securely into their mobile device’s payment wallet, allowing them to continue spending without having to wait for the new physical card in the mail