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Credit cards have made lives a lot easier than before. With the evolving technology and changing financial dimensions of the world, everyone tends to find easier ways to carry out day to day and professional tasks.
A credit card can provide a wide range of benefits. Some cards can provide 0% interest financing, while some can give you free shipping access. The most significant advantage you can make through a credit card is that earning reward points. Making credit card points is an easy yet tricky task.
For any kind of redemption, you have to choose the right card so that you can maximize your credit card points.
There are plenty of ways through which credit card points can be earned. Choose the right card, the one that offers reward points on your purchases. For example, Citi Double Cash Card offers you 2% cashback altogether, 1% on eligible purchases, and 1% once you have paid your credit card bill.
Blue Cash Preferred Card from American Express
Blue Cash Preferred Card from American Express offers 6% cashback at U.S supermarkets upon assets of $6,000, 6% cashback on streaming subscriptions, 3% cashback at U.S gas stations, 3% cashback on a rideshare, parking, tolls, trains, buses, and much more, and 1% cashback on other purchases. To earn the most bonus points, the Blue Preferred card is the best choice. It allows you to maximize your credit card points.
Another easy trick to earn credit card points is to avail of the welcome bonus. Most reward credit cards offer a welcome bonus right after the opening of the account. By utilizing this bonus, you can start earning credit card points immediately. However, it requires the expenditure of a specific amount.
Usually, you have to spend anywhere from $500 to $4,000 within the first three months of account opening so that you can maximize your chances of earning bonus points. The welcome bonus is an easy way to make credit card points, yet you shouldn’t overspend to get it. Most of the time, you get charged with an interest in carrying the balance, which isn’t worth the extra rewards.
Checking up on limited-time offers is very necessary for cardholders because there are plenty of suggestions that give you chances to earn points. Limited time offers can provide elevated reward rates. You should link your email or contact information with the concerned organization so that you receive all the latest updates and don’t miss out on anything.
American Express Gold Card & Amex’s platinum American Express Card
Having multiple cards from the same card issuer means you can combine the points. For example, suppose you have an American Express Gold Card and Amex’s platinum American Express card. In that case, you can transfer points since the transfer is only possible if you have cards from the same issuer and between the same type of cards. That way, you are eligible to maximize your points and use them at desired places. To enhance score, make sure to pay your bill full and on time.
Earning Credit card points is not complicated. All you have to do is stay alert of what the providers have to offer!