Credit cards and insurance are two things that are becoming essential for a person living in Germany. If only there was a way to merge these two? Well, here are top German credit cards that help you in covering insurance.

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The N26 You Card

The N26 You card for Germans is just as similar as the American Express card is to the Americans. This card takes it away with a lot of insurance coverage on plenty of things. You can get travel insurance, mobility insurance, vehicle insurance, dental, and medical insurance through this card.

For newly signed members, the N26 You card gives a lot of exclusive discounts and bonus points on big purchases. Along with that, in case of flight delays or cancelation, you will be accommodated in a decent hotel with all the amenities, which sounds like a steal.

The emergency medical insurance goes up to the amount of €1,000,000 which will cover the insurances of you, your kids, and your spouse. This card is nothing less than a guardian angel for you during the difficult times of the COVID-19 pandemic.

If you are traveling during this pandemic, any trip delays, cancelations, and other problems will be covered by the N26 You card. 

Advanzia Credit Card: 

If you are skeptical about doing a big purchase on your credit card, then the Advanzia card will wipe your worries away with its amazing purchase insurance policy.

For a certain amount of time, your product purchased from the Advanzia cared will remain insured. The bank will pay for any damage if it occurs before the time frame ends.

Along with that, you also get good travel insurance. This means canceled and delayed flights are compensated with good deals and returns. The Advanzia vehicle insurance policy is also a great feature that is too good to be true. 

The DKB Credit Card: 

The DKB credit card is a very common and popular credit card among Germans. There is easy access to open a bank account. You can also apply for a credit card with a simple application process that takes no longer than 10 to 15 minutes.

It has a 0€ annual fee charge, which is amazing for people who are just starting with a low-paying job. There are also no withdrawal or foreign currency charges. You can access their ATMs at any time. The best part of it all is that it covers the medical and dental insurance of the client.

This is a deal-breaker for people since anything medical or dental-related in Germany is very expensive. People can’t fathom paying for medical expenses through cash, so the fact that the DKB credit card is here to save the day for you is amazing. 

From health insurance to car insurance and whatnot, these credit cards have you covered all nine yards. These cards have the benefits of generic credit cards, with the added cover of insurance. Doesn’t that sound amazing?

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