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This credit card offers flexible rewards whereby customers have the freedom to use points toward travel, gift cards, merchandise, cash redemption, and more. Customers earn 5x rewards points for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months.

There is the advantage of 0.00% introductory APR for 15 months from date of account opening on balance transfers and purchases. Other benefits include Auto rental collision damage waiver, Emergency card replacement, Roadside dispatch and cell phone protection.

There is also travel accident insurance and emergency assistance services. In terms of security and protection – the bank card comes with zero liability protection to protect the customer from liability for unauthorized transactions when they report them promptly. The card also offers overdraft protection and comes with built in chip technology for better protection against counterfeit fraud. Also, Cellular Telephone Protection can reimburse the eligible Wells Fargo Consumer Credit Card cardholder for damage to or theft of a cell phone.

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