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Immersed in historical significance, incredible architectural creations, and a wide array of cuisines to choose from, Europe is known as the most popular travel hotspot for millions of vacationers each year.
While a trip to experience Europe certainly comes at a hefty price tag, the journey becomes worthwhile if you can adequately manage your finances. Its good to consider that most credit cards will charge foreign transaction fees, which means the bank will cut a certain amount of money on top of the purchase to offset the cost.
It is best you take some time to think about the various credit cards you can opt for this trip and the benefits each entails. Here are our top picks for the best credit cards to use on your much-awaited trip to Europe:
Capital One Venture Rewards Credit Card:
This card is one of the best for people looking to travel to Europe. It boasts an impressive 100,000 bonus points if the owner spends 20,000 dollars in the initial one year of opening the account.
If this amount seems a lot, you can still spend 3000 dollars within three months and earn up to 50,000 miles. This card doesn’t charge any foreign transaction fees, and you can enjoy a flat 2x rate on every purchase you make.
Bank of America Travel Rewards Credit Card:
This chip and pin enabled credit card promises its users an initial 25,000 bonus points on spending just 1000 dollars in cash within 90 days of opening the account.
This card also comes with no annual fees or transaction fees in Europe while earning unlimited points on every purchase, which can hopefully cover your airline tickets, cruise, or baggage charges. The card also enables its users to make 1.5x back per dollar spent.
Citi Premier Card:
If you’re looking into sightseeing and exploring the local cuisines in Europe, the Citi premier card might be the best choice for you. It comes with a flat 3x point earning per dollar spent on eligible travel expenses, including gas refills. You can also make a flat 2x per dollar spent in the entertainment category, which in itself is a broad one covering concerts, sporting events, fine dining, and sightseeing.
Chase Sapphire Reserve:
Known as the ultimate luxury credit card, it is the most popular travel card on the market. It comes with an annual fee of 550 USD. It comes with additional perks such as 3x point earning on every dollar spent, offers exclusive airport lounge access, a travel credit per year of 300 USD, and travel insurance coverage in case of flight cancellations and delays.
Chase Ink Business Preferred Credit Card:
If you’re traveling to Europe for your next business venture, then this credit card might be your best pick. Enjoy no foreign transaction fees, a 3x flat point rate on the first 150,000 USD spent on the travel category, and a 25% additional astounding redemption rate on different types, including travel, gifts, and cashback through the chase online portal.
No matter which card you end up choosing, it is essential to weigh each offers’ pros and cons. Also, note that you can easily earn back points that help offset the trip’s cost by selecting a sound credit card.