People often take credit cards reluctantly because they are not familiar with their countless advantages. Through credit cards, you can earn other rewards and benefits that would help you to enjoy cash backs.

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Looking into the profound benefits of the Bank of America customized cash reward credit card, we get to know about the marvellous rating and up to 4.4 per cent of reward flexibility. An excellent choice for people who wish to become wise shoppers. People often take credit cards reluctantly because they are not familiar with their countless advantages. Through credit cards, you can earn other rewards and benefits that would help you to enjoy cash backs.

Mobile and Text Banking:

Bank of America’s credit card, you can not only earn rewards but can transfer fees. It has an excellent transfer fee. Along with that, it facilitates you with a fraud protection service. Not only is this, but mobile and text banking also possible through the bank of America customized card. Through this card, you can earn rewards on your daily purchases. But if you are a big spender and want to use this card for maximum cashback options, then it is not a good choice.

Customization of Bank of America Credit Card:

By choosing three categories of your Bank of America Customized Cash Reward Credit Card choices, you can earn three per cent cashback. You can enjoy 1 per cent cashback on general purchases, while on groceries, you can enjoy 2 per cent cashback.

This feature of choosing your categories among online shopping, oiling, groceries, and others makes this card customized and easy to handle by the owner. In the first 90 days, if you spend more than 1000 dollars through a credit card so you can earn 200 dollars in your account online as cashback. You can earn up to 15 per cent cashback due to BankAmerica deals. 

Customer Service:

If we talk about the customer service of Bank of America, you won’t neglect their fantastic technology. Their mobile app works efficiently. This bank ranked third among 11 central banks. Their app ranks as 4.8 out of 5 in the app store, and the android phone app store is replaced with the google play store. So in Google play, their app ranks 4.7 out of 5.

Annual Fee:

Bank of America Customized Cash Reward Credit Card’s annual fee is zero. Yes, zero dollars. You don’t need to freak out when thinking about the yearly fee. If you don’t use the card for 12 months, the reward will get expire. So to avail of rewards, you must use the card within the given time limit. 

Transferring Method:

Transferring money costs many charges, but through a Bank of America Customized Cash Reward Credit Card, you can transfer your money quickly. You don’t need to worry about extra costs. It will help you save almost 10 dollars from the trash if you don’t get a credit card. Wasting 3 per cent of your cash on every transaction will give you nightmares. So make up your mind and invest wisely. Don’t let your money get wasted like that.

Along with that, you would better get a track record of your daily spending through these credit cards. But remember that in the case of foreign transactions, you have to pay the 3 per cent interest rate. So if you are a traveller and mainly deal with foreign transactions, it is not an ideal card. 

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