With just a tiny piece of metal in your wallet, you can accomplish all of these things and more. Yes, you heard that right. All you need is an American Express Gold Card.

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The American Express Gold Credit Card can supply a plethora of options to its consumers, as well as unique features not available through other credit card services.

Do you want to travel all over the world and shop at the best malls and brands? You may also want to eat at a variety of restaurants all around the globe? To add to that, you may also wish to shop for groceries in the world’s best supermarkets? With just a tiny piece of metal in your wallet, you can accomplish all of these things and more. Yes, you heard that right. All you need is an American Express Gold Card.

Eligibility Criteria 

To be eligible for an American Express Gold card, you must first meet the following requirements: 

He or she must be at least 18 years old and have a strong credit history with a credit score of 700 or higher. 

A substantial salary and minimal monthly bill statements are additional pluses that will boost your profile’s reliability. 

The points for both credit score ranges are as follows: 

  • Good credit: A credit score of 670 FICO or 700 Vantage Score 3.0 indicates that you have good credit.
  • Excellent credit: 740 FICO score or 800 Vantage Score 3.0 

FICO Score

FICO is a large analytics software provider with products and services for both enterprises and consumers. The organization is most recognized for developing the most extensively used consumer credit scores, which financial institutions use to determine whether or not to lend money or give credit.

Benefits of American Express Gold Card

For spending $4000 on eligible items within six months, new members can earn 60,000 Membership Rewards points. 

Gold cardholders will receive $120 in Uber Cash ($10 per month) and $120 in dining credits from participating partners. 

You now have control over how you pay your account. In addition to producing it in full, you can carry a balance with interest or Plan It to break down significant purchases into monthly installments with a predetermined cost, up to your Pay over Time Limit. You might be able to go over your spending limit if you pay for any new purchases in full when your payment is due. 

The color rose gold has returned. You now have the option of choosing between gold and rose gold.

Membership Program & Rewards

Gold Card with American Express.

  • 4X membership rewards Every dollar you spend on restaurants across the world
  • 4X membership rewards for every US dollar in supermarkets, up to 25 000 dollars a year in purchases, and up to 1X for the remainder of the calendar year. 
  • 3X Membership Rewards are awarded to any dollar used in airline reservations or on amextravel.com.
  • 1X Membership Rewards point for each dollar spent on other eligible purchases.
  • Applicable terms and terms.


  • No lounge advantages
  • Limited balancing possibilities
  • High APR feature for overtime pay
  • High APR pays for overtime


Briefly, if you fulfill these criteria, you can qualify for American Express Gold:

  • Have a score of at least 670 FICO.
  • Your cards are in good reputation.
  • Submit an offer of welcome.


The American Express Gold Card’s annual fee nowadays is $250.

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